Many of Citibank’s credit cards provide rewards by way of reward points. Reward points (Citi Reward Points are also referred to as Citi Dollars) can be earned for a certain amount of spend on each credit card.
Reward point earning credit cards from Citibank
We will look at a few examples:
The Citi Rewards Card
This card provides an array of reward points on shopping spends. For instance, it provides 20x reward points (S$1 = 20 reward points) or 8 Miles at selected merchants, 10x reward points or 4 Miles for shopping involving clothes, bags and shoes or at departmental stores or online shopping websites. The points earned can be redeemed for a wide range of merchandise through the Citi ThankYou Rewards portal or for welcome vouchers from a variety of brands or for travel.
The Citibank Clear Platinum Card
<p.This card provides 5 reward points or 2 Miles for every S$1 spend on overseas spends, dining and online shopping and 1 reward points for every other S$1 spend. Reward points can be redeemed for Miles across a variety of Frequent Flyer or Hotel Membership programs, shopping vouchers, dining vouchers or cash rebate. They can also be offset against purchases at 500+ instant reward outlets. Reward points are valid for 5 years and there is no maximum cap to the number of points you can earn.
Both the above cards also provide a variety of rewards / benefits above and beyond reward point earnings.
Reward points-related promotions
When you pay with your Citibank credit card on Samsung Pay you get additional opportunities to earn reward points. You will need to add your Citi credit card using your phone’s camera or enter your card information manually into your Samsung Pay account. When making a payment you need to authorize your payment with your fingerprint and tap your device on the card reader. Depending upon the credit card you hold you can earn 1x / 5x / 10x reward points for every S$1 spend.
Validity of Citi’s reward points
<p.For Citibank Classic, Clear and cardmembers, points will be valid for a period of 1 year. For Citibank Gold or Platinum and Citi Rewards Visa Signature or World MasterCard cardmembers, points are valid for a period of 5 years. For Ultima cardmembers, Points have no expiry.
Redeeming your Citi reward points
To summarize, your reward points or Citi Dollars can be used to:
- Offset purchases at participating outlets.
- Earn a variety of vouchers.
- Redeem for cash rebate, via SMS.
You can also visit Citi’s ThankYouSM Rewards portal to redeem your points for a variety of merchandise or even travel.