Needs for Visa Credit CardVisa, like its counterpart, Mastercard is a world-wide payment processing network that helps process transactions between merchants and card issuing banks/financial institutions. It is important to note that Visa does not directly issue any debit or credit cards. Visa credit and debit cards are issued by Visa’s affiliated member financial institutions.

Here are 5 needs that your Visa Credit Card helps fulfill:

1. Easy Shopping and Purchases

Visa has made paying for your shopping and purchases as easy as waving, thanks to its innovative new technology, Visa payWave! Just wave your Visa payWave-enabled card in front of a Visa payWave merchant terminal/reader and go – there’s no need for a signature or PIN. Visa payWave cards are as secure as any other Visa chip card and carry the same multiple layers of security. They only work when the card is within 4cm of the card reader and the payWave terminal can only process one transaction at a time. Because your Visa payWave card doesn’t leave your hand during the transaction, you remain in control of your card at all times.

2. Global Assistance

Visa provides a Global Customer Assistance Service program that provides multi-lingual assistance 24 hours a day, 7 days a week wherever you are in the world through a world-wide network of toll-free telephone numbers. For instance, if your Visa card has been lost or stolen, Visa Global Customer Assistance Services representatives can block your account from fraudulent purchases within 30 minutes, arrange for a replacement card to be sent to you within 3 working days and help provide for emergency cash to be collected from 270,000 locations worldwide.

3. Concierge Services

Visa also helps provide a global concierge service 24 hours a day, 7 days a week for all your lifestyle needs through its Visa Platinum Concierge, Visa Signature Concierge and Visa Infinite Concierge service programs in any major Asian language.

4. ATMs

Visa enables you to access instant cash at over 1.9 million ATMs in more than 200 countries the world over. So, whether you are at home or overseas, cash for your needs is pretty close by.

5. Singapore-specific offers and promotions

Your Visa card issuing bank may come up with offers and discounts from time to time. In addition, Visa also comes up with special offers and promotions. For instance, you get an additional 5% discount on a number of attractions at Sentosa when you pay with your Visa payWave debit or credit card. This offer is valid from 1st April to 30th December, 2014.